Christmas is around the corner. Sleigh bells are ringing, carols are being sung, the tree is up, and shopping lists have been made.
Our Christmas will be a thrifty one at best this year. We've been doing the creative finance tango for a while now, and there isn't a lot of extra money to get tons of things the kids really don't need anyway. We narrowed the girl's lists down to what will be appreciated and used and I would like to share a few tips and tricks we are using this year to finance our holiday!
Tip #1:
The bank we use (who is not paying me to shill for them so I will just call them "Bank") offers a rewards program. Simply by opening an account with them and using our debit cards we accrued enough points to receive $120 worth of gift cards. So, by doing what I would have done anyway, I made quite a dent in the old budget.
Tip #2:
I have kept the money I've made by doing online auctions, etc. in my P.ay*P.al account all year long (for the most part) and I'm using that to bid on W.ii games, clothes, toys, and the like for much cheaper than I have found in the stores.
Tip #3:
Much like I did with my Bank's rewards program, a couple of my credit cards offer "cash back" or purchase rewards. I cashed in and gift cards are on the way.
Tip #4:
I'm an online shopaholic! The other day someone recommend the site retailmenot.com which offers promotional codes for just about any store out there. From a percent of the sale off to free shipping to the occasional free product, it's worth a few minutes to go and check it all out!
--The Milk Maid says she hopes she was a helpy-helperton!
12/7/08
Ho Ho Hooo Nooo!
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There has been some recent news you might like to hear.Obama is making it better for us already! There has been an increase of money availability to everyone. Due to recession there is increased funding for all types of grants. Even lenders are bending over backwards to bail you out too. Regardless of statistics, there is people getting tons of cheap money for personal use, investments,start businesses, buy homes, pay off debt, and more. Bailout is for YOU
Oy, you've been spammed.
I have that same bank, and yes, by paying all my bills online with my debit card, we racked up those points and the gift cards are on the way.
You are awesome. :) Thanks for the tip.
Can you e-mail me the name of the bank? Sounds like an awesome bank!
Very mart milkmaid!
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